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GAP Insurance

30 Day free GAP Insurance

When buying a new car with Simons Of Shropshire you can qualify for 30 days free GAP Insurance*. Your Delivery Coordinator will give you details of how to set this up. *Excludes used cars, lease vehicles and tax free sales.

Why would you need GAP Insurance?

When you buy a new car it begins to depreciate and lose value from the minute you drive it off the forecourt. If you are unfortunate enough to be involved in an accident, crash, or have your vehicle stolen, and your vehicle is written-off by the insurer, you may only receive the price the vehicle was worth at the time of the incident, not the amount you need to get an equivalent replacement.

The Risk

With more than 50,000 vehicles written-off annually, and more than 100,000 stolen, many people protect themselves financially with GAP Insurance on their new vehicle. GAP is designed to bridge the gap between the amount you receive from your motor insurance and the original amount you paid for the vehicle.


If today you bought a new vehicle for £15,000, within 3 years that vehicle will be worth roughly 40% of its original value*. If the vehicle is involved in an accident or stolen and declared written-off in its second year, your insurer could value it at as little as £8000. GAP Insurance pays the difference, meaning a payment of £7000 straight to you on top of your motor insurance settlement, giving you enough cash to purchase a new equivalent vehicle and get back on the road.

The Detail

  • Works in tandem with your standard comprehensive motor insurance policy
  • Provides protection for up to 3 years
  • Pays the difference between the gap from your insureres settlement and the amount you paid for the vehicle, or the amount required to settle your finance agreement, whichever is greater
  • GAP will pay you back up to £25,000
  • It also covers your motor insurance excess up to £250.00

Simons Of Shropshire works with InsureThat to provide you with GAP Insurance. Call 0345 467 8000 to speak to their friendly, expert team now. InsureThat is a registered trading style of Nukula Limited and is authorised and regulated by the Financial Conduct Authority.

It is our intention to provide a high level of service at all times. However if you have reason to make a complaint about our service you should contact Simons Of Shropshire at Unit 9, Henry Close, Battlefield Enterpise Park, Shrewsbury, Shropshire, SY1 3TJ. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or at